How Umhlaba Savings Club Funded Their First Property

The Umhlaba Savings Club started with just R1000 a month from 20 dedicated members. Their goal was clear: cooperative property ownership.

By leveraging strict financial discipline and registering as a formal cooperative, they accumulated a massive deposit over five years.

This month, they officially bought a commercial property that will generate rental income for the members, showcasing the ultimate power of dedicated collective economic participation.